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Credit Repair Luxury House Search

What Is A Good Credit Score?

One of the most well-known types of credit score are FICO Scores, created by the Fair Issac Corporation. FICO Scores often range from 300 to 850. A FICO Score about 670 is considered a good credit score and a score above 800 is exceptional.

Credit Repair: How to “Fix” Your Credit

Why is Your Credit Score So Important?

Your FICO score is an important component to your long-term financial health. Knowledge – about your credit, about the impact it has on your future, about the world in general – is powerful. Credit scores are used by 90% of the top U.S. Lenders. Whether you’re applying for a car loan, mortgage, or credit card, chances are high that your FICO score will be factored into the lender’s decision.

FICO, an analytics software company founded in 1956. FICO is the undisputed leading provider of credit scores. FICO scores are used in 90% of lending decisions today. The top 50 financial institutions in the U.S., as well as the 25 largest credit card issuers and the 25 largest auto lenders, all rely on FICO scores to help determine whether to lend you money and at what rate. Fix your credit today!

It's Time To Increase Your Credit Score

FIX YOUR CREDIT

If your not feeling good about your credit score, there are ways to increase it.

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How Credit Scores are Calculated

35%: Payment history

30%: Amounts owed on credit and debt

15%: Length of credit history

10%: New credit

10%: Types of credit used

What is NOT Included in Your FICO Score

  1. Your Race, Color, Religion, National Origin, Sex and Marital Status
    US law prohibits credit scoring from considering these facts, as well as any receipt of public assistance, or the exercise of any consumer right under the Consumer Credit Protection Act.
  2. Your Age - Other types of scores may consider your age, but FICO Scores don't.
  3. Your Salary, Occupation, Title, Employer, Date Employed or Employment History - Lenders may consider this information, however, as may other types of scores.
  4. Where You Live
  5. Any Interest Rate being Charged on a Particular Credit Card or Other Account
  6. Any Items Reported as Child/Family Support Obligations
  7. Certain Types of Inquiries (requests for your credit report).Your scores do not count “consumer-initiated” inquiries – requests you have made for your credit report, in order to check it. They also do not count “promotional inquiries” – requests made by lenders in order to make you a “pre-approved” credit offer – or “administrative inquiries” – requests made by lenders to review your account with them. Requests that are marked as coming from employers are not counted either.

Financial Education Services

Financial Education Services has been helping consumers achieve their highest financial potential for over 10 years. We pride ourselves on our Accredited A+ Rating with the Better Business Bureau: A representation of our personal commitment towards customer satisfaction.

By including educational resources along the way, we aim to help you meet your financial goals while also providing you with the tools for long-term, consistent success.

FES Programs

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8560 Sunset Blvd., 3rd Floor
West Hollywood, California 90069

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CLIENT TESTIMONIALS

— Sam S. 
 

I couldn't believe my eyes when I got my credit score back, I'm now in the 725-735 range. I never thought my credit would be this good. I'd totally recommend FES. 

— Jared M.

 

Clyde was personable, knowledgeable, and patiently walked me through every step of fixing my credit. I wish I knew just how efficient and important it was to fix your credit earlier, but I'm so glad it's fixed now. I'm beyond happy, thanks Clyde!

— Kyle R.

If you have any problem with your credit, you should use Clyde, he will do some magic things for you. Definitely worth it!

— Michael H.

I'm beyond impressed how quickly someone responded to my email. Very helpful and informative.  

— Nick W.